Moneywise on June 23rd, 2010
There is no better offer right now than the debit card reward offer from PerkStreet. Those opening a checking account with PerkStreet and maintaining a $5,000 balance get 2% cash back on debt card purchases. You get 1% if your balance falls below the $5,000 mark. The company ever offers free checks, free mailing of all deposits and is part of the huge (37,000+) STARsf ATM network. This is a great offer considering an overwhelming number of banks do not offer any rewards what so ever on debit card purchases. The company claims that this cash back offer will not go away, but you must always be wary of that when switching for an offer like this one.
Moneywise on June 15th, 2010
One of the unfortunate outcomes of the recent Credit Card Accountability Responsibility and Disclosure Act of 2009 is that a lot of card perks for those with good credit are gone. One of those perks was 0% foreign transaction fees. Visa itself charges 1% so when banks offered cards with 0% it was especially nice. A good deal of cards, particularly small credit cards (many credit union based) have only the 1% fee on all foreign transactions. Most cards, however, are a whopping 3%.
The best card that I’ve found so far to get 0% is the Capital One Venture One Rewards card. It also has 1.25 reward points and no annual fee. Be aware, however, that the annual fee (after the initial period) is rather high. Nevertheless, it’s perfect if you’re not going to maintain a balance.
