BB&T is trying to entice new customers into its checking account services.  The bank will give you $50 in cash, if you set-up a checking account with direct deposit.  Then, after that, if you pay 10 bills using their online bill pay services you will receive another $50.  This perhaps isn’t the easiest way to get $100 for opening an account, but the benchmarks are not all that hard to meet.  This account has no minimum balance, free debit card, free online and mobile banking.  You can apply online for this account and get an instant decision for your new account.

Yup, you can actually get there.  In fact, there are many deals for specialty checking accounts with interest returns of 4 percent or more.  This bank offer, however, takes the cake.  Farmers State Bank in Iowa is offering 5.01% APR.  Like many deals, you cannot open this account online, you must go to one of the bank’s local branches in Iowa.  Point being, though, that some great bank offers are still out there for checking accounts.  Most accounts, are paying less than 1 percent on their checking at this point.  The 5% rate at Farmers, only applies to the first $25,000 and only on loyalty checking accounts.