Best Bank Offer » Retail Banking

M&T Bank Cash Giveaways in Central NY

Moneywise — Fri, 09 Jul 2010 15:12:32 +0000

Prospective bank customers in Syracuse, NY may be lured by some pretty hefty cash offers for opening a checking account. We haven’t seen many offers above $50, so when M&T Bank offers new members $150 to open a Power Checking account, we take notice. Select checking accounts get $100 and basic checking with interest gets $50. Incentives, however, can boost the $150 to as high as $250 for Power Checking. You must enroll in certain M&T programs like overdraft protection or use BillPay to take advantage of this extra bounty. The total for regular checking could get you as high as $125. It’s easiest to take full advantage of these offers if you have your checking account elsewhere, but your mortgage is at M&T.

PerkStreet Debit Card Rewards

Moneywise — Wed, 23 Jun 2010 19:53:38 +0000

There is no better offer right now than the debit card reward offer from PerkStreet. Those opening a checking account with PerkStreet and maintaining a $5,000 balance get 2% cash back on debt card purchases. You get 1% if your balance falls below the $5,000 mark. The company ever offers free checks, free mailing of all deposits and is part of the huge (37,000+) STARsf ATM network. This is a great offer considering an overwhelming number of banks do not offer any rewards what so ever on debit card purchases. The company claims that this cash back offer will not go away, but you must always be wary of that when switching for an offer like this one.

Best Banks in North Carolina

Moneywise — Wed, 24 Mar 2010 21:32:34 +0000

Looking for the best bank offers in North Carolina? You can still find regional deals. Take a look at the following financial instituions below.

Small business banking:

First-Citizens Bank & Trust Company, Raleigh, NC

Best credit union:

State Employees Credit Union, Charlotte, NC

Best regional bank:

First-Citizens Bank & Trust Company, Raleigh, NC

Bank Offers on Interest

Moneywise — Sun, 03 Jan 2010 01:50:08 +0000

Who is offering the best bank offers on interest rates? Well, by and large as we enter 2010, we’re seeing competitive interest rates for savings accounts at around 1.5%, with most below 1%. Incredible Bank, an online bank, is now offering over 2% on its checking accounts, but it’s unlikely that this will last. Maybe just long enough to get you to switch your bank account (not worth it).

Shore Bank seems to be intent on keeping its reign as the best paying savings account that I could find. This in spite of the fact it dropped its interest rate significantly to 1.70%.

Carrying a Checking Account Balance? Consider E-Trade

Moneywise — Thu, 10 Jul 2008 17:54:03 +0000

E-Trade (NASDAQ: ETFC) currently offers a pretty good deal when compared to my favorite, Schwab Bank (NASDAQ: SCHW), for those checking account holders carrying $5,000 or more in their accounts. With an average daily balance of $5,000 you can earn 3.25% which blows away the 2.01% offered by Schwab. Both banks offer no ATM fees and free bill pay. Another benefit of E-Trade, as well, is its much cheaper brokerage fees, if you decide to use that feature as well. However, Schwab generally has a better reputation for customer service and a stronger financial base.

Customer Satisfaction? Look to Bank of the West

Moneywise — Mon, 23 Jun 2008 00:50:18 +0000

Among banks in the western part of the United States, Bank of the West has the highest customer satisfaction, according to a survey by JD Power and Associates. The survey went to nearly 20,000 retail banking customers to discern what retail bank out west offered the best customer experience. “A highest ranking from J.D. Power and Associates is a wonderful tribute to the great people at the Bank of the West and their outstanding commitment to customer service. We have a long tradition of emphasizing service and our bankers believe that Bank of the West customers deserve to have the greatest retail banking customer service in the West,” said Michael Shepherd, President and CEO of Bank of the West. Bank of the West earned a score of 772 to best its regional competitors.

The highest score in the study went to Wachovia in the Southwest United States. BancorpSouth Bank ranks highest with a score of 782 in the Southeast and Commerce Bank won the Midwest and Mid-Atlantic Regions with scores of 750 and 781 respectively.

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