Despite the private economy flailing, the government is growing at massive rates.  People are streaming into the Washington, DC area.  The question many are asking themselves is what is the best bank in DC.  Time and time again we come back to one small bank that offers the best mix of customer service and product offerings: Bank of Georgetown.  Bank of Georgetown is a small bank that has been lauded by both individual customers and small businesses.  In fact, while the big banks have tightened up their lending, Bank of Georgetown continues to lend driven by rational thinking, not fear.  If you’re moving to DC or thinking about starting a small business, look to this bank.

Great story about a small world class bank in Florida.

As part of our best banks in the South series, we take a look at Atlanta, GA.  Ironically in Atlanta there is a bank called Best Bank.  Unfortunately for them, however, we do not think that this is close to the best bank in the area.  If you are looking for a larger, national bank that still provides good local community service in the Atlanta area, your best option is SunTrust.  This bank serves the community well and continues to provide affordable, fair services to the citizens of Georgia.

If you are looking for a smaller bank, look no further than Delta Community Credit Union.  This small bank provides world class customer service and financial services akin to any major national bank.

BB&T is trying to entice new customers into its checking account services.  The bank will give you $50 in cash, if you set-up a checking account with direct deposit.  Then, after that, if you pay 10 bills using their online bill pay services you will receive another $50.  This perhaps isn’t the easiest way to get $100 for opening an account, but the benchmarks are not all that hard to meet.  This account has no minimum balance, free debit card, free online and mobile banking.  You can apply online for this account and get an instant decision for your new account.

Yup, you can actually get there.  In fact, there are many deals for specialty checking accounts with interest returns of 4 percent or more.  This bank offer, however, takes the cake.  Farmers State Bank in Iowa is offering 5.01% APR.  Like many deals, you cannot open this account online, you must go to one of the bank’s local branches in Iowa.  Point being, though, that some great bank offers are still out there for checking accounts.  Most accounts, are paying less than 1 percent on their checking at this point.  The 5% rate at Farmers, only applies to the first $25,000 and only on loyalty checking accounts.