Best Credit Card for Travelling Abroad

Moneywise — Tue, 15 Jun 2010 21:04:27 +0000

One of the unfortunate outcomes of the recent Credit Card Accountability Responsibility and Disclosure Act of 2009 is that a lot of card perks for those with good credit are gone. One of those perks was 0% foreign transaction fees. Visa itself charges 1% so when banks offered cards with 0% it was especially nice. A good deal of cards, particularly small credit cards (many credit union based) have only the 1% fee on all foreign transactions. Most cards, however, are a whopping 3%.

The best card that I’ve found so far to get 0% is the Capital One Venture One Rewards card. It also has 1.25 reward points and no annual fee. Be aware, however, that the annual fee (after the initial period) is rather high. Nevertheless, it’s perfect if you’re not going to maintain a balance.

Best Rates for Savings Accounts

Moneywise — Mon, 16 Jun 2008 01:16:33 +0000

For the week of June 15, 2008 we are seeing HSBC (NYSE: HBC), FNBO Direct offer the strongest savings account offers out there. Because of its credibility and backing, HSBC may be the choice for many of you. Both HSBC and FNBO Direct are offering 3.5% APY. Capital One (NYSE: COF) is also offering 3.5% interest rate for a standard savings account, but you need to invest a minimum of $10,000.

As a reminder some of the reasons you may want to put money into savings accounts include: most institutions are insured against the loss of your money (only tiniest of risk); you earn a rate of return on your money; easy to manage and understand; easy to set-up.

Best Bank Offer » capital one

Best Credit Card for Travelling Abroad

Best Rates for Savings Accounts